The Impact of Perceived Security and Perceived Trust on the Use of m-Payment Applications in Saudi Arabia

a significant technological revolution is currently occurring, with intense competition between companies to deliver their services via emerging technologies. In Saudi Arabia, mobile payment applications have become more important due the increasing number of users. By filling in gaps m-payment setting, this work contributes theory. It practice by giving service providers clear image effects Perceived Security and Trust on apps, which necessary for them execute successfully effectively. Therefore, study aims measure impact use applications. The SEM technique was used analyze data. results revealed that proposed model an excellent fit instrument reliable context. indicated path (Technical Protection, Transactional Procedures, Statements m-payment) (the perceived trust security applications). also no Further, it showed (Perceived Trust) application). (PT) will increase early adoption these must create develop secure trustworthy applications; otherwise, people not them.